Fund Your Next Project with a Mortgage from Southern Mutual Church Insurance Company 
                    Southern Mutual Church Insurance is here to help when your church needs financial support! In addition to our superior insurance coverage and exceptional service, we offer mortgage loans of up to $500,000 for a maximum term of 15-years.
                    
                       Maybe you need to make structural repairs to your church. Our mortgage can help you finance the project without stretching your budget. 
                    
                    
                        Or, your congregation is growing, and you need to expand your sanctuary or add a fellowship hall. You can access our loan program without worrying about aggressive 
                        terms or rigid repayment structures.   
                    
                    
                        We offer competitive interest rates, with no penalty for early pay-off. In addition, our origination 
                        fees are only 1%, so you can keep your costs low and invest that money into your church. 
                    
                    
                        Loans are available for 70% of the property’s appraised value, for a maximum of $500,000 and a minimum amount of $100,000. The money is 
                        available for additions, upgrades, renovations, and updates to existing church property. We also offer refinancing for existing loans
                    
                    
                        Once your loan is approved, your interest rate is locked in, and we can have a check in your hands in less than six weeks! 
                    
                    
                        You can go to a traditional bank for a loan. Or, you can turn to us for your mortgage loan needs. Our mission is to build relationships 
                        with churches and support them in their ministry. We understand local churches, and when you need us, you can expect us to be there for you.  
                    
                    
                    
                       Give us a call at 1-800-922-5332 and ask to speak to someone in our Mortgage Loan Department to learn more.