Our Commercial Package Policy (Multi-Peril Package) protects your building and personal property. Select from one of our three plans, or talk to us about a Special Multi-Peril Package specifically designed to best meet your church's unique needs. Our three plans, Basic, Broad or Special, are outlined below, as are Property and Liability:
 
  Property Coverage
 
  • Building and Contents
  • Extra Expense
  • Loss of Earnings
  • Property of Clergy
  • Crime (Dishonesty)
  • Machinery & Equipment Systems Breakdown
    (CLICK HERE for more information)

Optional Property Coverage:

Earthquake, Flood, Inland Marine Floaters, Fine Art, Musical Instruments and other property, Pastor's Tenant Homeowners.

 
  Liability Coverage
 
  • Church Members and
    Employees
  • Ministers
  • Church Officials
  • Volunteers
  • Church-sponsored Activities
  • Products and Completed Operations
  • Personal Injury Liability Claims (including medical payments)
  • Fire Legal Liability

Optional Liability Coverage:

Pastoral Counseling, Directors, Officers and Trustees', Non-owned and Hired Automobile, and Sexual Misconduct or Molestation, Cemetery Professional, Employee Benefits and Employment Practices Liabilities

 
  Basic Plan Coverage
 
  • Fire
  • Lightning
  • Windstorm or Hail
  • Explosion or Smoke
  • Aircraft or Vehicle
  • Riot or Civic Commotion
  • Vandalism or Malicious Mischief
 
  Broad Plan Coverage: Basic Coverage Plus
 
  • Falling Objects
  • Weight of Snow, Ice or Sleet
  • Water Damage
  • Collapse
 
  Special: Basic and Broad Coverage Plus
 
  • Theft, Money and Securities
  • All perils not specifically excluded