Our Commercial Package Policy (Multi-Peril Package) protects your building and personal property. Select from one of our three plans, to talk to us about a Special Multi-Peril Package specifically designed to best meet your church’s unique needs. Our three plans, Basic, Broad or Special are outlined below, as are Property and Liability:

Property Coverage
Building and Contents
Extra Expense
Loss of Earnings
Property of Clergy
Crime (Dishonesty)
Machinery & Equipment
Systems Breakdown (MEP)
(CLICK HERE for more information)

Liability Coverage
Church Members and Employees
Ministers
Church Officials
Volunteers
Church-sponsored Activities
Products and Completed Operations
Personal Injury Liability Claims
(including medical payments)
Fire Legal Liability

Optional Property Coverage:
Earthquake, Flood, Inland Marine Floaters, Fine Art, Musical Instruments and other property, Pastor's Tenant Homeowners.

Optional Liability Coverage:
Pastoral Counseling, Directors, Officers and Trustees, Non-owned and Hired Automobile, Sexual Misconduct or Molestation, Cemetery Professional, Employee Benefits and Employment Practices Liabilities

Basic Plan Coverage
Fire
Lightning
Windstorm or Hail
Explosion or Smoke
Aircraft or Vehicle
Riot or Civic Commotion
Vandalism or Malicious Mischief

Broad Plan Coverage
Basic Coverage plus:
Falling Objects
Weight of Snow, Ice or Sleet
Water Damage
Collapse

Special Plan Coverage
Basic & Broad Coverage plus:
Theft, Money and Securities
All perils not specifically excluded