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We can provide the best, most affordable, quality protection for your church, with highly-trained specialists who know church business thoroughly. We currently write insurance in South Carolina, Georgia, North Carolina and Tennessee. Please browse this site to find out more about
our company. If you are already a client, use this site to request free booklets and materials, find out what you must do (and when!) to file a claim, or look up your agent's contact information.
FACT SHEET : Why you can rely on us to protect your church.
PRESIDENT'S MESSAGE : Our commitment to you.
A.M. BEST RATING : We are rated "A" (excellent). What this means for our clients. This company was issued a secure rating by the A.M. Best Company, click for additional details

When SMCI first began writing insurance for churches 80 years ago, the coverages needed were pretty simple. Protect the buildings against losses due to fire, wind, hail, etc. The modern church of the 21st Century, however, faces many new challenges when making sure they have the insurance coverages they need. From office computers and phone systems to high-tech sound, lighting, and projection systems, equipment breakdown can cause many problems.

SMCI has addressed the problem of equipment breakdown with our Mechanical, Electrical or Pressure Systems Breakdown (MEP) Endorsement. Through our partnership with Hartford Steam Boiler, you can CLICK HERE for more detailed information on what this coverage can do to protect your church and how to make sure your policy has the MEP Endorsement.