The Business Automobile Policy provides protection for vehicles owned, rented or borrowed by your church. Because it's so important, Southern Mutual Church Insurance provides the flexibility for you to select the policy that best fits your church's specific needs.     Liability   Bodily Injury and Property Damage Medical Payments Uninsured Motorist Underinsured Motorist Non-owned and Hired Automobile     Physical Damages   Comprehensive Coverage including damage caused by fire, lightning, windstorm, hail, glass breakage, vandalism and theft. Collision Coverage including damage to your vehicle from an overturn or collision with another object, such as a tree or another vehicle.