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The A.M. Best Rating repesents an opinion based
on a comprehensive quantitative and qualitative
evaluation of a company's financial strength,
operating performance and market profile.
The "A" rating is assigned to companies which have, on balance, excellent financial strength, operating performance and market profile when compared to the standards established by the A.M. Best Company. These companies,
in our opinion, have a strong ability to meet their ongoing obligations to policyholders.

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