2012 was a great year for Southern Mutual Church Insurance Company. We had an excellent combined ratio of 97%, strengthened our surplus by +12% and our policyholders demonstrated their loyalty with 98% retention. AM Best states they are a “leading provider of insurance ratings of a company’s financial strength and ability to meet its obligations to policyholders.” We are pleased to report Southern Mutual Church Insurance has been reaffirmed with a 2013 rating of A- Excellent. Since 1928 we have served you, and our relationships with you mean something to us. We know you personally. Our employees work & worship in communities across South Carolina, North Carolina, Georgia & Tennessee. We stand ready financially and operationally to be there when you need us.
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